The mention of the word "change" can elicit a multitude of responses from excitement to fear. Change, as we all know, is inevitable. Ironically, it is only our attitude toward change that holds any power.

Change, like money, is a neutral force. In and of itself, it is neither good nor bad. Its power originates from the possibilities of where it can take us and its impact on mind and emotions. Money that is wisely invested will grow interest and take on a life of its own. Conversely, if money is left dormant, it becomes worthless. Left alone, all of its magical powers escape and it assumes its true identity: a weathered sheet of paper, housing viruses, bacteria, and spores.

In today's turbulent economy, people are clinging to their money more than ever. Hoarding results from a psychological fear of shortage. An individual will stockpile money in effort to have absolute control over it. Tucked away under a mattress, locked in a safe, or filed in a checking account, 100% liquidity equates to safety for a hoarder. It is this intentional risk aversion that directly correlates to a devaluation of money with each passing day. The active powers of inflation will rapidly diminish the value of its passive state. Sadly, that which is feared becomes a reality to the one that makes decisions out of fear.

Similarly, one who fears change will "hoard" comfort by religiously embracing routine. Opportunities to start a new business or follow a deep-rooted dream are automatically dismissed for the preservation of status quo. Many are disillusioned by the assumption that presuming the role of an employee will translate into "guaranteed income." Unfortunately, many times this philosophy leads to a dead-end job with no opportunity for growth. The mask of security is quickly stripped away once the pink slip floats into their laps. An elimination of a department, the outsourcing of jobs, and downsizing or "rightsizing" are just a few of the arsenal of weapons companies will utilize to remain in the game. Although these decisions develop from months of calculated strategy, this news suddenly changes an employee's life in a blink of an eye. Without options, vulnerability and fear of change swoop in like a vulcher.

If they haven't already, the winds of change will encircle everyone's life. Follow its ever-winding course and it can be an invisible compass leading you to a safe harbor. Resist it, and the strong storm will destroy the decaying walls of routine.

Tags & Keywords : Change, Investing, Money, Embracing Change, Routine